ARKF CREDIT UNION (CANADA)
ARKF CREDIT UNION (CANADA)
Member-owned. Canadian-focused. Clear disclosures across investment banking, investing, mortgages, insurance, cards and payday education. Pending FSRA registration under Ontario’s CUCPA, 2020. FINTRAC/PCMLTFA and PIPEDA aligned.
Deposits mobilized to fund Canadian initiatives with clear cost-of-borrowing disclosures.
Aligned to Ontario’s CUCPA, 2020. Until registration is finalized, deposits are not CDIC-insured.
FINTRAC AML, PIPEDA privacy, Interest Act rights, and transparent fee policies.
Mutual funds & insurance via registered Canadian dealers and insurers.
Advisory and capital solutions for qualified clients. Delivered directly or through duly licensed Canadian partners where required.
Not an offer or solicitation. Final engagement terms, conflicts, and disclosures provided prior to any assignment.
Request a PitchRegistered plans, GICs, alternatives, and tools—built for Canadian goals. Offered directly or via duly licensed partners.
Not all products are suitable for all investors. Read disclosure documents and consider your risk tolerance.
Discuss Your Options| Product | Term | Rate | Redeemable? |
|---|---|---|---|
| 1-Year Cashable GIC | 12 months | — | Yes (conditions apply) |
| 3-Year Raise the Rate | 36 months | — | No |
| 5-Year Escalator | 60 months | — | No |
| Market Linked GIC | 36–60 months | — | No |
Rates/availability vary and are provided prior to commitment. Principal protection depends on product terms.
Request Current RatesChoose cash back, travel, or USD convenience. Cards are issued by our partner, Meridian.
Meridian, Meridian design, and Meridian Visa are trademarks of Meridian Credit Union and/or Visa. Eligibility and credit approval required.
We accept select crypto for certain payments/funding events through vetted third-party processors. Conversion occurs to CAD at time of settlement.
We are not a crypto asset trading platform and do not provide advice on crypto assets. Availability varies by province.
Pre-approvals with clear Cost of Borrowing disclosures — no hidden add-ons. Terms up to 84 months.
Apply for Auto Financing| Product | Term | Rate | Rep. APR* | Est. Payment / $10,000 |
|---|---|---|---|---|
| New/Used Auto (≤3 yrs) | 36 months | 6.49% | — | — |
| New/Used Auto (≤5 yrs) | 60 months | 6.99% | — | — |
| Used Auto (older) | 84 months | 7.49% | — | — |
*APR sample includes a $195 admin fee distributed over the term. Estimates per $10,000 borrowed.
You’ll receive written disclosure of interest rate, APR, fees, compounding, and payment schedule before commitment.
Closed terms may permit prepayment within set limits; exceeding limits may trigger IRD or 3-months’ interest.
| Product | Term | Rate | Rep. APR* | Est. Payment / $10,000 |
|---|---|---|---|---|
| Closed Fixed | 5-year | 5.79% | — | — (25-yr amort.) |
| Closed Fixed | 3-year | 5.89% | — | — (25-yr amort.) |
| Closed Fixed | 1-year | 6.24% | — | — (25-yr amort.) |
*APR sample includes a $995 lender fee amortized over the term; payments per $10,000 assume 25-year amortization.
Qualified members can lend to fellow members. We standardize disclosures and handle servicing.
As of January 1, 2025, Ontario caps cost at $14 per $100 borrowed. APR must be shown in ads and agreements.
| Scenario (2 weeks) | Payday loan fee | Credit card cash advance (23% APR + $3.50 min) |
|---|---|---|
| $300 — 1 loan | $42 | $6.15 |
| $300 — 2 loans | $84 | $12.29 |
| $300 — 4 loans | $168 | $24.59 |
| $300 — 6 loans | $252 | $36.88 |
Illustrative only. Ask us for extended payment plan rules and your total costs.
Get HelpInsights and analysis from across the co-operative and partner network.
Max cost = $14 per $100 borrowed. Results are illustrative.
These tools are educational. A personalized Cost of Borrowing Disclosure is provided before any agreement.
Talk to an AdvisorSubmitting does not create a client relationship. Do not include SIN or sensitive data.
Ontario, Canada
Email: info@arkfcreditunion.ca | Tel: (647) 200-3526
© 2025 ARKF Credit Union. Operated by Mo Raquib Farooqui Hedge Fund Law Corp. Pending FSRA registration.
